Deploy a supply chain finance network where MSME suppliers access early payment against buyer-confirmed invoices and banks lend at lower rates against verified receivables. The working capital cycle shortens from 90 days to 5, and cheaper financing lets suppliers take larger orders.
Turn a 90-day working capital wait into 5-day early payment on verified receivables.
01.
Verify the receivable. The Trade Finance Documents module anchors each invoice with the buyer's confirmation, so a bank lends against a verified obligation rather than an unconfirmed claim.
02.
Pay in days. The Escrow and Conditional Settlement module releases early payment to the supplier against a confirmed invoice, shortening the cycle from 90 days to 5.
03.
Lend cheaper. Because the receivable is verified and buyer-confirmed, the bank prices the financing far below an unsecured rate, cutting the supplier's cost.
04.
Price by timing. The Logic and Actions Editor module supports dynamic discounts, so the discount adjusts with how early the supplier takes payment.
05.
Kill double financing. Each invoice's digest is anchored, so the same receivable financed twice across banks is detected immediately.
06.
Close the loop. When the buyer pays on the due date, the financing is repaid automatically from the settled invoice.
Follow a single invoice from buyer confirmation through early payment to automatic repayment.
09:00:00
[SYS] Supplier submitting invoice...
09:00:01
[CMD] submitInvoice { inv: "INV_552", buyer: "BUY_09", amount: 500000 }
09:00:02
[AUTH] Buyer confirming the invoice...
09:00:02
[OK] Buyer-confirmed receivable anchored.
Cerulea decomposes supply chain finance into modular contracts. Each layer confirms the invoice, funds early payment, prices dynamically, and repays without double financing.
Supply chain finance is a horizontal capability. Here is how different actors put verified receivables to work.
Access early payment against buyer-confirmed invoices at rates far below unsecured lending, freeing working capital to take larger orders.
Key Asset Types
Lend against verified, buyer-confirmed receivables at lower risk, with double financing blocked and repayment closed automatically on settlement.
Key Asset Types
Confirm supplier invoices into a shared record and settle on the due date, strengthening supplier resilience while retaining standard payment terms.
Key Asset Types
Whether you are bridging a buyer's ERP or serving suppliers from a portal, Cerulea routes both into one supply chain finance record.
For large buyers on legacy ERP. Invoice confirmations and settlements are translated into signed on-chain receivable events through the API gateway automatically.
Buyer ERP
Corporate System
Cerulea API Gateway
Invoice Signing
Cerulea Private Chain
Supply Chain Finance Ledger
For suppliers on a portal. A supplier wallet signs each invoice submission and early payment request and routes it directly to the finance contract.
Supplier Portal
MSME Supplier
Finance Validators
Receivable Consensus
Cerulea Ledger
Verified Receivable Record
Building a supply chain finance network with buyer-confirmed invoices, early payment escrow, dynamic discounting, and automatic repayment from scratch requires trade finance engineers and long multi-party integration. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 13 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects supply chain finance integration benchmarks. Building buyer-confirmed invoicing, early payment escrow, dynamic discounting, and automatic repayment across buyers, suppliers, and banks takes a baseline of 9 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your receivable and financing rules into pre-audited WebAssembly binaries and provisions the supply chain finance ledger and settlement layer instantly.