Retrocession Settlement Layer

Share one ceded record.
Settle automatically.

Run automated settlement between a reinsurer and its retrocessionaires based on a shared, verified record of ceded losses. Trade Finance Documents, Escrow and Conditional Settlement, and Audit Logs maintain one ceded-loss record that every party in the retrocession chain references, so settlement amounts are calculated consistently and paid out automatically.

The Foundation

The Execution Mechanics

Turn multi-party ceded-loss disputes into one shared record that settles the chain automatically.

01.

Single Ceded Record

The Trade Finance Documents module maintains one verified record of the ceded loss that every retrocessionaire references, so no party works from its own conflicting version of the numbers.

02.

Chained Retrocession

The contract models the full retrocession chain, so a loss ceded from reinsurer to retrocessionaire to further retrocessionaire is allocated consistently at every link.

03.

Automatic Share Calc

Each retrocessionaire's owed amount is computed from the shared record and its agreed share, removing the manual reconciliation that different loss versions force.

04.

Conditional Settlement

The Escrow and Conditional Settlement module releases each party's share once the shared ceded loss is agreed, binding calculation and payment into one automatic step.

05.

Consistent Amounts

Because every settlement references the same ceded-loss record, the amounts each party owes reconcile by construction rather than after weeks of dispute.

06.

Immutable Chain Trail

One further Cerulea Studio module records every cession, share, and payout in Audit Logs, giving the whole retrocession chain one uncontestable settlement history.

The Retrocession Lifecycle

Follow a single ceded loss from a shared record through the chain to automatic, consistent settlement.

Operational log system
cerulea_retro_engine.log

10:40:12

[SYS] Initializing Retrocession chain RC_10120...

10:40:12

[CMD] recordCededLoss { reinsurer: "RE_0x25", ceded: 12000000 }

10:40:13

[AUTH] Verifying and anchoring the shared ceded record...

10:40:13

[OK] Ceded loss anchored at block 6010120.

Smart Contract Anatomy

Cerulea decomposes retrocession settlement into modular contracts. Each layer records the ceded loss, allocates the chain, verifies shares, and settles automatically from one record.

Applicability Across the Spectrum

Automated retrocession settlement is a horizontal capability. Here is how different actors in the risk chain put the shared ledger to work.

Reinsurers

Cede risk onward against one verified loss record and settle with every retrocessionaire automatically, replacing weeks of reconciliation across parties working from different data.

Key Asset Types

  1. 1Ceded Losses
  2. 2Retrocession Terms
  3. 3Settlement Rights

Retrocessionaires

Receive shares calculated consistently from the same ceded-loss record, so owed amounts reconcile by construction and payouts arrive without a drawn-out dispute.

Key Asset Types

  1. 1Share Allocations
  2. 2Owed Amounts
  3. 3Payout Receipts

Brokers & Chain Managers

Administer a retrocession chain where the ceded loss, each link's share, and every payout are visible on one ledger, replacing multi-party spreadsheets with a single record.

Key Asset Types

  1. 1Chain Structures
  2. 2Cession Trails
  3. 3Settlement Histories

Network & Execution Architecture

Whether you are bridging a reinsurer's retrocession system or capturing shares from a retrocessionaire's platform, Cerulea routes both into one shared settlement ledger.

Track A: Reinsurer Retrocession-System Bridging

For reinsurers on legacy retrocession systems. Existing ceded-loss and share records are translated into signed on-chain settlement events through the API gateway automatically.

Legacy Retro System

Reinsurer Platform

HTTPS / REST

Cerulea API Gateway

Cession Hashing & Signing

WASM COMPILATION

Cerulea Private Chain

Shared Settlement Ledger

Track B: Retrocessionaire Platform Capture

For retrocessionaires confirming shares from their own platform. A connector signs each share acceptance from a party wallet and routes it directly to the settlement ledger.

Retrocessionaire Platform

Counterparty System

WALLET SIGNATURE

Consortium Validators

Share Consensus

STATE EXECUTION

Cerulea Ledger

Shared Settlement Record

Accelerated Time-to-Market Simulator

Building a retrocession network with a shared ceded-loss record, chained share allocation, and automatic settlement from scratch requires specialised reinsurance engineers and long multi-party integration cycles. Calculate your exact deployment speed using Cerulea.

Required Cession & Settlement Rules

43Rules
Simple (10)Enterprise (200)

Traditional Deployment

Solidity Coding & Audits

~ 12 Months

Cerulea Edge

Visual Compilation

WASM Logical Artifacts

~ 4 Weeks

>_

Technical Methodology

The legacy timeline reflects retrocession-settlement integration benchmarks. Aligning a reinsurer and its retrocessionaires on one ceded-loss record, coding chained share allocation, and shipping automatic settlement for an average chain takes a baseline of 9 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your cession and settlement rules into pre-audited WebAssembly binaries and provisions the shared settlement ledger instantly.