Reinsurance Treaty Layer

Share one loss record.
Reconcile in days.

Stand up a private reinsurance treaty chain with shared loss data, parametric automatic triggers, and credentialed bordereaux submissions. The Trade Finance Documents, Escrow and Conditional Settlement, and Oracle Feeds modules compress the months cedants and reinsurers spend reconciling conflicting event data into days, while parametric layers settle without any manual claims process.

The Foundation

The Execution Mechanics

Turn months of conflicting loss reconciliation into one shared, tamper-evident treaty record.

01.

Single Loss Record

Cedants and reinsurers write to one shared loss ledger, so a catastrophe event has a single agreed version instead of each party reconciling from a different set of numbers.

02.

Credentialed Bordereaux

The Trade Finance Documents module accepts bordereaux only from credentialed cedants, so every loss submission carries a verified origin and cannot be quietly restated.

03.

Parametric Treaty Layers

Oracle Feeds drive parametric layers that settle automatically when a defined event threshold is met, removing the manual claims process for those layers entirely.

04.

Automatic Cession

The Escrow and Conditional Settlement module computes and settles each reinsurer's share of a loss against the treaty terms as soon as the shared record is agreed.

05.

Fast Reconciliation

Because all parties reference the same event data, post-event reconciliation compresses from months to days, freeing capital that would otherwise sit contested.

06.

Treaty Transparency

Three further Cerulea Studio modules expose treaty terms, attachment points, and layer status to every participant, so the program's state is visible rather than negotiated.

The Treaty Lifecycle

Follow a single catastrophe event from a shared loss record to automatic cession across the treaty.

Operational log system
cerulea_treaty_engine.log

08:30:11

[SYS] Initializing Treaty TR_80120...

08:30:11

[CMD] onboardTreaty { layers: 3, attach: 5000000, limit: 40000000 }

08:30:12

[AUTH] Binding credentialed cedants and reinsurers...

08:30:12

[OK] Treaty anchored at block 5910110.

Smart Contract Anatomy

Cerulea decomposes reinsurance treaties into modular contracts. Each layer onboards the treaty, records shared loss, attaches layers, and settles cessions without conflicting data.

Applicability Across the Spectrum

Shared treaty management is a horizontal capability. Here is how different actors in reinsurance put the shared ledger to work.

Cedants & Primary Insurers

Submit credentialed bordereaux into one shared loss record and recover ceded losses in days, freeing capital that would otherwise sit contested through months of reconciliation.

Key Asset Types

  1. 1Bordereaux
  2. 2Ceded Losses
  3. 3Recovery Claims

Reinsurers

Settle each treaty layer against one agreed event record with parametric layers paying automatically, reducing the dispute and administration cost of large catastrophe programs.

Key Asset Types

  1. 1Treaty Layers
  2. 2Cession Shares
  3. 3Parametric Triggers

Brokers & Program Managers

Administer a treaty where terms, attachment points, and layer status are visible to every participant, replacing back-and-forth data exchange with one transparent program.

Key Asset Types

  1. 1Treaty Terms
  2. 2Program Status
  3. 3Settlement Trails

Network & Execution Architecture

Whether you are bridging a reinsurer's treaty system or routing event data from a catastrophe oracle, Cerulea routes both into one shared treaty ledger.

Track A: Reinsurer Treaty-System Bridging

For cedants and reinsurers on legacy treaty systems. Existing bordereaux and treaty records are translated into signed on-chain loss events through the API gateway automatically.

Legacy Treaty System

Cedant / Reinsurer Platform

HTTPS / REST

Cerulea API Gateway

Loss Hashing & Signing

WASM COMPILATION

Cerulea Private Chain

Shared Treaty Ledger

Track B: Native Oracle Execution

For catastrophe data feeds routed on-chain. Signed event readings flow directly to the treaty's parametric layer execution.

Catastrophe Oracle

Event Data Feed

ORACLE SIGNATURE

Decentralized Oracles

Event Verification

STATE EXECUTION

Cerulea Ledger

Treaty Settlement Ledger

Accelerated Time-to-Market Simulator

Building a treaty network with shared loss data, credentialed bordereaux, and automatic cession settlement from scratch requires specialised reinsurance engineers and long multi-party integration cycles. Calculate your exact deployment speed using Cerulea.

Required Treaty & Cession Rules

46Rules
Simple (10)Enterprise (200)

Traditional Deployment

Solidity Coding & Audits

~ 13 Months

Cerulea Edge

Visual Compilation

WASM Logical Artifacts

~ 4 Weeks

>_

Technical Methodology

The legacy timeline reflects reinsurance-program integration benchmarks. Aligning cedant and reinsurer systems on shared loss data, coding layer attachment and cession logic, and shipping parametric settlement for an average treaty takes a baseline of 9 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your treaty and cession rules into pre-audited WebAssembly binaries and provisions the shared treaty ledger instantly.