Deploy an underwriting process where building inspection data feeds directly into the policy terms and is anchored as a verified baseline, reducing disputes about pre-existing conditions at claim time. Provenance Notary, Compliance Attestations, and Device Attestation give insurer and policyholder one agreed record to compare against if a claim arises later.
Turn a disputable inspection report into a verified baseline both parties agree on at underwriting.
01.
The Provenance Notary seals the building inspection data at the time of underwriting, so the condition of the property is fixed as a record neither party can later revise.
02.
The inspection findings feed directly into the policy terms, so coverage, exclusions, and premium all reference the same verified baseline rather than a separate report.
03.
Device Attestation confirms the inspection readings came from a trusted device and inspector, removing doubt about whether the data was genuine or altered.
04.
Both insurer and policyholder hold the same anchored baseline, so a claim is assessed against an agreed starting condition instead of a contested pre-existing-damage argument.
05.
Compliance Attestations confirm the inspection meets the required underwriting standard, keeping the policy defensible if the baseline is ever examined.
06.
Two further Cerulea Studio modules let a later claim compare new damage against the anchored baseline directly, resolving pre-existing disputes from evidence.
Follow a single property from an attested inspection to an anchored baseline referenced at claim time.
10:20:14
[SYS] Initializing Inspection for property PR_31220...
10:20:14
[CMD] captureInspection { property: "PR_31220", inspector: "INS_0x30" }
10:20:15
[AUTH] Verifying device attestation and inspector credential...
10:20:15
[OK] Inspection IN_44210 accepted from trusted device.
Cerulea decomposes property underwriting into modular contracts. Each layer attests the device, verifies the standard, anchors the baseline, and compares claims against it.
Baseline-anchored underwriting is a horizontal capability. Here is how different actors in property cover put the shared ledger to work.
Underwrite from verified inspection data bound into the policy terms, cutting the claim-time disputes about pre-existing damage that drive leakage and litigation.
Key Asset Types
Capture inspections on attested devices that anchor directly into the policy, so their findings become a trusted, defensible record rather than a disputed report.
Key Asset Types
Hold the same anchored baseline as the insurer, so a legitimate claim is assessed against an agreed starting condition instead of a pre-existing-damage argument.
Key Asset Types
Whether you are bridging an insurer's underwriting system or capturing inspection data from an attested field device, Cerulea routes both into one shared underwriting ledger.
For property insurers on legacy underwriting systems. Existing inspection and policy records are translated into signed on-chain baselines through the API gateway automatically.
Legacy Underwriting System
Property Insurer Platform
Cerulea API Gateway
Baseline Hashing & Signing
Cerulea Private Chain
Shared Underwriting Ledger
For inspectors capturing data in the field. An attested device app signs each inspection from a device wallet and routes it directly to the underwriting ledger.
Attested Inspection App
Inspector Devices
Consortium Validators
Baseline Consensus
Cerulea Ledger
Shared Underwriting Record
Building an underwriting network with device-attested inspections, terms-bound baselines, and claim-time comparison from scratch requires specialised engineers and long inspection integration cycles. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 12 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects property-underwriting integration benchmarks. Wiring an underwriting system to field inspection tools, coding device attestation and baseline anchoring, and shipping claim-time comparison for an average network takes a baseline of 7 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your inspection and baseline rules into pre-audited WebAssembly binaries and provisions the shared underwriting ledger instantly.