Maintain a portable, verified record of an employee's pension contributions from every employer they have worked for, with a running benefit projection. A continuous view of pension growth replaces the manual, error-prone consolidation employees face when they change jobs.
Turn a scattered, employer-by-employer history into one portable, continuously projected record.
01.
Follow the employee, not the employer. Every contribution is written to a record keyed to the employee's identity, so a job change never resets or loses the history.
02.
Anchor each deposit at source. An employer signs each contribution it remits, so every entry carries a verifiable origin rather than a self-reported balance.
03.
Bind the record to a person. The Civil Registry module ties the contribution ledger to a verified national identity, so contributions from different employers consolidate to the right individual.
04.
Show the destination. The ledger continuously projects the accumulated corpus and expected benefit from contributions to date and assumed growth.
05.
Prevent silent gaps. The Audit Logs module seals each contribution as an immutable entry, so a missed or misposted deposit is visible instead of buried.
06.
End manual reconciliation. The Subgraph Indexer module assembles contributions across all employers into a single statement the employee can pull at any time.
Follow an employee's contributions across two employers and a live benefit projection that never resets.
09:04:12
[SYS] Enrolling member against Civil Registry...
09:04:12
[CMD] enroll { uid: "XXXX-4471", scheme: "NPS_TIER1" }
09:04:13
[AUTH] Verifying identity credential...
09:04:13
[OK] Portable ledger PEN_9920 created.
Cerulea decomposes pension tracking into modular contracts. Each layer enrolls a member, records signed contributions, preserves history across employers, and projects the benefit continuously.
Portable pension tracking is a horizontal capability. Here is how different actors use a continuous contribution record.
Maintain one authoritative record per member across every employer, cutting reconciliation effort and giving members an accurate projection instead of a fragmented history.
Key Asset Types
Remit signed contributions that attach directly to the employee's portable record, removing the paperwork that surrounds a departing or joining employee.
Key Asset Types
Members pull a consolidated statement at any time and regulators audit contribution continuity directly, replacing manual portability transfers with a live record.
Key Asset Types
Whether you are bridging employer payroll systems or serving members from a mobile app, Cerulea routes both into one portable pension record.
For employers on legacy payroll platforms. Contribution remittances are translated into signed on-chain ledger entries through the API gateway automatically.
Payroll System
Employer Platform
Cerulea API Gateway
Remittance Signing
Cerulea Private Chain
Pension Contribution Ledger
For members on mobile. A member app authenticates against the verified identity and reads the consolidated statement and projection directly.
Member App
Employee Device
Identity Verifier
Registry Consensus
Cerulea Ledger
Portable Pension Record
Building a portable pension ledger with employer attestation, identity binding, continuity across job changes, and a live projection from scratch requires pension technology engineers and long integration cycles. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 12 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects pension administration integration benchmarks. Wiring employer payroll feeds, identity binding, contribution continuity, and a projection engine for an average scheme takes a baseline of 8 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your contribution and projection rules into pre-audited WebAssembly binaries and provisions the portable pension ledger and statement index instantly.