Deploy a shared KYC utility where a customer completes verification once and every consortium bank confirms status with consent, without raw data ever being shared. AML alerts propagate in real time, so fraud caught at one bank protects the whole network.
Turn duplicate per-bank verification into a consent-driven, privacy-preserving shared credential.
01.
End repeated onboarding. The KYC and Identity Verification module lets a customer complete KYC once and receive a reusable verification credential accepted across the consortium.
02.
Keep the customer in control. A bank can only read a customer's KYC status after the customer grants consent, recorded on-chain for every access.
03.
Share status, not documents. Banks verify a credential's validity through the DID and VC Ledger without the underlying documents ever leaving the issuing bank.
04.
Plug into existing checks. The KYC Provider Adapters module connects each bank's existing verification vendors, so the shared credential builds on checks banks already trust.
05.
Protect the whole network. A negative-list or AML alert raised at one bank propagates to all consortium banks in real time, closing the gap fraudsters exploit.
06.
Record every look-up. Each consent and verification is logged, so a regulator can audit exactly which bank verified which customer and when.
Follow one customer from a single verification to instant credential reuse at two more banks.
09:15:00
[SYS] Bank A completing full KYC...
09:15:01
[CMD] issueCredential { subject: "CUST_3391", level: "FULL" }
09:15:01
[AUTH] Signing verifiable credential...
09:15:02
[OK] KYC credential issued and anchored.
Cerulea decomposes shared KYC into modular contracts. Each layer issues a credential, gates consent, verifies without exposing data, and propagates AML alerts across the consortium.
Shared KYC is a horizontal capability. Here is how different actors put the reusable credential to work.
Cut duplicate KYC spend by verifying a shared credential with consent, onboarding customers in minutes while catching fraud through real-time AML propagation.
Key Asset Types
Complete KYC once and reuse it across banks without resubmitting documents, keeping control over who verifies their identity and when.
Key Asset Types
Audit exactly which bank verified which customer and how AML alerts spread, replacing fragmented per-bank records with one accountable trail.
Key Asset Types
Whether you are bridging a bank's onboarding system or serving customers from a wallet, Cerulea routes both into one shared KYC record.
For banks on legacy onboarding platforms. KYC decisions from existing vendors are translated into signed on-chain credentials through the API gateway automatically.
Onboarding System
Bank Platform
Cerulea API Gateway
Credential Signing
Cerulea Private Chain
Shared KYC Ledger
For customers on a wallet. The customer signs each consent grant and routes it directly to the consent gate before any bank can verify.
Customer Wallet
Consent Device
Consortium Validators
Verification Consensus
Cerulea Ledger
Shared Credential Record
Building a shared KYC utility with reusable credentials, consent gating, zero-raw-data verification, and real-time AML propagation from scratch requires identity engineers and long consortium integration. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 13 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects consortium identity integration benchmarks. Building reusable credentials, consent gating, privacy-preserving verification, and real-time AML propagation across banks takes a baseline of 9 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your KYC and consent rules into pre-audited WebAssembly binaries and provisions the shared KYC ledger and alert layer instantly.