Run a marketplace where small businesses sell verified invoices to financiers for immediate cash, with automatic repayment when the buyer pays. Each invoice is anchored as a verified document tied to a confirmed buyer obligation, so financiers purchase receivables with confidence.
Turn slow-paying invoices into immediate cash through a marketplace of verified receivables.
01.
List with proof. The Trade Finance Documents module anchors each invoice as a verified document tied to a confirmed buyer obligation, so financiers know it is genuine.
02.
Match capital to receivables. Financiers bid to purchase listed invoices, giving small businesses immediate cash at a competitive discount.
03.
Settle safely. The Escrow and Conditional Settlement module holds the purchase price and releases it to the business when the sale settles.
04.
Close on buyer payment. When the buyer pays the original invoice, the financier is repaid automatically from settlement.
05.
Know the seller. The KYC and Identity Verification module verifies each business, so financiers transact with confidence and fraud is reduced.
06.
Prevent reselling. Each invoice's digest is anchored, so the same receivable sold to two financiers is detected immediately.
Follow a single invoice from verified listing through financier purchase to automatic repayment.
09:00:00
[SYS] Business listing invoice...
09:00:01
[CMD] listInvoice { inv: "INV_881", amount: 300000 }
09:00:02
[AUTH] Verifying seller and buyer obligation...
09:00:02
[OK] Verified invoice listed.
Cerulea decomposes the receivables marketplace into modular contracts. Each layer lists a verified invoice, matches a financier, settles the sale, and repays without double selling.
A verified receivables marketplace is a horizontal capability. Here is how different actors put it to work.
Sell verified invoices for immediate cash instead of waiting 60 to 90 days, easing cash flow strain with a protected, competitively priced sale.
Key Asset Types
Purchase verified receivables tied to confirmed buyer obligations with double-sale prevention and automatic repayment, deploying capital with confidence.
Key Asset Types
Confirm obligations into a verifiable record and audit the marketplace from anchored evidence, so every sale rests on a genuine receivable.
Key Asset Types
Whether you are bridging a business accounting system or connecting financiers directly, Cerulea routes both into one receivables marketplace record.
For businesses on legacy accounting systems. Invoices are translated into signed on-chain listings through the API gateway automatically.
Accounting System
Business Platform
Cerulea API Gateway
Listing Signing
Cerulea Private Chain
Receivables Marketplace Ledger
For financiers on institutional nodes. A financier node bids on listings and settles purchases directly with the marketplace contract.
Financier Node
Investor System
Marketplace Validators
Purchase Consensus
Cerulea Ledger
Receivables Marketplace Record
Building a receivables marketplace with verified listings, a financier matching engine, escrowed purchase, and automatic repayment from scratch requires marketplace engineers and long multi-party integration. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 12 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects marketplace integration benchmarks. Building verified invoice listings, a financier matching engine, escrowed purchase, and automatic repayment across sellers, financiers, and buyers takes a baseline of 8 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your marketplace and settlement rules into pre-audited WebAssembly binaries and provisions the receivables marketplace ledger and settlement layer instantly.