Deliver a cross-border remittance dApp that settles fiat-to-fiat in minutes via stablecoin on a public chain, with no correspondent bank relationship and fees below 1%. A migrant worker sends money home in minutes at a fraction of the traditional cost.
Turn a slow, expensive correspondent-bank corridor into a minutes-long stablecoin settlement.
01.
Bypass correspondents. The Stablecoin Treasury module settles the value leg in stablecoin on a public chain, so no correspondent relationship or nostro account is needed.
02.
Move real money. The Fiat On-Ramp module converts sender fiat to stablecoin and back to recipient fiat, so the user experience is fiat-to-fiat end to end.
03.
Collapse the timeline. The Payments Rails module routes the transfer for settlement in minutes rather than the 1 to 3 days of a traditional corridor.
04.
Slash the cost. Removing correspondent layers cuts the fee from 5 to 8% down to below 1%, so more of the money reaches the family.
05.
Stay compliant. Each transfer is screened for AML and sanctions before settlement, so speed does not come at the cost of compliance.
06.
Show the journey. Sender and recipient see the transfer status end to end, replacing the opacity of a correspondent chain.
Follow a single remittance from sender fiat through stablecoin settlement to recipient payout in minutes.
14:00:00
[SYS] Sender initiating remittance...
14:00:01
[CMD] onRamp { from: "AED", amount: 1000 }
14:00:02
[AUTH] AML and sanctions screen passed...
14:00:03
[OK] Fiat converted to stablecoin.
Cerulea decomposes remittance into modular contracts. Each layer ramps fiat in, settles in stablecoin, ramps fiat out, and screens compliance without a correspondent bank in the path.
Stablecoin remittance is a horizontal capability. Here is how different actors put the fast corridor to work.
Offer minutes-fast transfers at sub-1% fees without building correspondent relationships, competing on speed and cost in corridors that were previously closed.
Key Asset Types
Send money home in minutes at a fraction of the traditional fee, with the full transfer transparent from on-ramp to payout.
Key Asset Types
Rely on AML screening built into the rail and an auditable record of every transfer, so a fast corridor remains a compliant one.
Key Asset Types
Whether you are bridging a fintech's ledger or serving senders from a mobile dApp, Cerulea routes both into one remittance settlement record.
For remittance fintechs on legacy ledgers. Transfer orders are translated into signed on-chain settlement events through the API gateway automatically.
Fintech Ledger
Remittance Platform
Cerulea API Gateway
Transfer Signing
Cerulea Public Chain
Stablecoin Settlement Rail
For senders on a mobile dApp. A wallet signs each remittance and routes it directly to the settlement rail with compliance screening.
Sender dApp
Mobile Wallet
Public Validators
Settlement Consensus
Cerulea Public L1
Remittance Ledger
Building a remittance dApp with stablecoin settlement, fiat ramps, AML screening, and transparent tracking from scratch requires payments engineers and long liquidity integration. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 13 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects cross-border payments benchmarks. Building stablecoin settlement, fiat on and off ramps, AML screening, and transparent tracking for an average corridor takes a baseline of 8 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your settlement and compliance rules into pre-audited WebAssembly binaries and provisions the stablecoin rail and ramp layer instantly.