Stand up a shared catastrophe loss pool where multiple primary insurers contribute premiums and draw on the pool automatically based on verified loss events. The Oracle Feeds, Escrow and Conditional Settlement, and Audit Logs modules track each insurer's contribution and calculate payouts from trusted data, removing the administrative burden of manual pool management.
Turn a manually administered risk pool into an automatic, verified contribution and payout engine.
01.
The Escrow and Conditional Settlement module records each insurer's premium contribution to the pool, so every participant's stake is always current and provable.
02.
Oracle Feeds confirm a qualifying catastrophe before any insurer draws on the pool, so payouts respond to verified events rather than self-reported losses.
03.
When a loss is verified, the contract calculates each affected insurer's payout from the pool according to the pooling rules, with no manual administration.
04.
The pool enforces contribution and draw limits on-chain, so no single insurer can exhaust the pool beyond its agreed share and the pool stays solvent.
05.
Every participant reads the same live pool balance and contribution history, replacing periodic statements with a continuously visible shared account.
06.
Two further Cerulea Studio modules record every contribution, draw, and payout in Audit Logs, giving participants and regulators one uncontestable pool history.
Follow the pool from insurer contributions through a verified event to an automatic, rule-based payout.
09:05:20
[SYS] Initializing Catastrophe Pool PL_90120...
09:05:20
[CMD] contribute { insurer: "INS_0x24", premium: 4000000 }
09:05:21
[AUTH] Recording stake and updating pool balance...
09:05:21
[OK] Contribution anchored. Pool balance 24000000.
Cerulea decomposes catastrophe loss pooling into modular contracts. Each layer tracks contributions, verifies events, allocates payouts, and settles draws without manual administration.
Shared risk pooling is a horizontal capability. Here is how different actors in catastrophe cover put the shared ledger to work.
Contribute to and draw on a shared catastrophe pool automatically on verified events, spreading a major loss across the pool without the administrative burden of manual management.
Key Asset Types
Run a pool where contributions, balances, and draw caps are enforced on-chain, replacing periodic reconciliation and statements with a continuously accurate shared account.
Key Asset Types
Read one immutable history of every contribution, verified event, and payout, replacing sampled pool audits with a live, uncontestable view of the pool's state.
Key Asset Types
Whether you are bridging an insurer's finance system or routing event data from a catastrophe oracle, Cerulea routes both into one shared pool ledger.
For pool participants on legacy finance systems. Existing contribution and claim records are translated into signed on-chain pool events through the API gateway automatically.
Legacy Finance System
Insurer Platform
Cerulea API Gateway
Event Hashing & Signing
Cerulea Private Chain
Shared Pool Ledger
For catastrophe data feeds routed on-chain. Signed event readings flow directly to the pool's draw authorization layer.
Catastrophe Oracle
Event Data Feed
Decentralized Oracles
Event Verification
Cerulea Ledger
Pool Settlement Ledger
Building a risk pool with tracked contributions, verified loss draws, and rule-based allocation from scratch requires specialised engineers and long multi-insurer integration cycles. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 12 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects risk-pool integration benchmarks. Aligning multiple insurers on shared contribution accounting, coding verified draw and allocation logic, and shipping solvency guardrails for an average pool takes a baseline of 8 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your pooling and draw rules into pre-audited WebAssembly binaries and provisions the shared pool ledger instantly.