Reconcile the cash transactions rural banking agents handle against the bank's central ledger in real time, cutting settlement delays. Each agent transaction is recorded as it happens, so agents and the bank both see an up-to-date float and outstanding settlement.
Turn delayed batch reconciliation into a real-time match between agent devices and the central ledger.
01.
Record at the point of cash. The Invoices and Billing module captures each agent deposit and withdrawal as it happens, not in a delayed batch.
02.
End float uncertainty. Each agent sees their current float balance in real time, so they know their capacity without waiting for a batch to clear.
03.
Reconcile continuously. The Audit Logs module matches every agent transaction against the bank's central ledger the moment it is recorded.
04.
Show what is outstanding. Both agent and bank see which transactions have settled and which are pending, replacing an opaque batch wait.
05.
Catch mismatches fast. A transaction that does not reconcile is flagged immediately, so an error is resolved in hours rather than at end-of-day.
06.
Back the numbers. The Compliance Attestations module attests each reconciled position, giving the bank an auditable record of agent activity.
Follow a single agent cash transaction from capture through central matching to a settled position.
10:15:00
[SYS] Agent handling cash deposit...
10:15:01
[CMD] capture { agent: "AG_552", type: "DEPOSIT", amount: 3000 }
10:15:01
[AUTH] Signing transaction from agent device...
10:15:02
[OK] Transaction TX_88213 captured.
Cerulea decomposes agent reconciliation into modular contracts. Each layer captures a transaction, updates float, matches the central ledger, and settles without a delayed batch.
Real-time agent reconciliation is a horizontal capability. Here is how different actors rely on live settlement.
Reconcile agent cash activity against the central ledger in real time, cutting settlement delays and gaining an auditable view of every banking correspondent.
Key Asset Types
See a live float and know exactly what has settled, so agents operate with certainty over their capacity instead of guessing between batches.
Key Asset Types
Audit agent activity from a continuous reconciled record, replacing periodic batch reviews with verifiable real-time evidence.
Key Asset Types
Whether you are bridging a bank's core system or capturing transactions from agent handhelds, Cerulea routes both into one reconciled agent record.
For banks on legacy core systems. Central ledger entries are translated into signed on-chain reconciliation events through the API gateway automatically.
Core Banking System
Bank Platform
Cerulea API Gateway
Ledger Signing
Cerulea Private Chain
Agent Reconciliation Ledger
For agents on handheld devices. The device signs each cash transaction and routes it directly to the capture contract.
Agent Handheld
Correspondent Device
Reconciliation Validators
Matching Consensus
Cerulea Ledger
Reconciled Agent Record
Building an agent reconciliation system with real-time capture, live float, central matching, and settlement attestation from scratch requires core banking engineers and long field integration. Calculate your exact deployment speed using Cerulea.
Traditional Deployment
Solidity Coding & Audits
~ 11 Months
Visual Compilation
WASM Logical Artifacts
~ 4 Weeks
The legacy timeline reflects agent banking integration benchmarks. Building real-time transaction capture, live float tracking, continuous central matching, and settlement attestation for an average network takes a baseline of 7 months. Building the same architecture on Cerulea takes a baseline of 2 weeks, because Cerulea Studio visually translates your capture and reconciliation rules into pre-audited WebAssembly binaries and provisions the agent reconciliation ledger and settlement layer instantly.